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     With the government shutdown starting October 1^st, CFCU will be offering low rate “net pay” fur-loans and a fee free skip-a-pay option on existing loans to our members that are affected until the shutdown is over.  Once a member does not get paid on their regularly scheduled bi-weekly pay day,  they can come to the credit union to complete the fur-loan application and bring their last L & E statement that they received to show what the net pay that is being “furloughed” would be and if possible, a letter from their agency stating that they are being furloughed.  The net pay provided is the amount CFCU will loan.

     The rates will be as follows:

                        12 months – 1.00%          18 months – 1.50%          24 months – 2.00%

     Since there are no penalties for early payoff, each member will have the option to pay off their loan once the shutdown is over and they receive their back pay.

     Although we want to help everyone as much as possible, all loans will be subject to credit approval.

      Existing CFCU loans are not eligible to refinance with proceeds.

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Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Charleston Federal Credit Union will continue a sound yet progressive asset management strategy and provide new and improved financial services to current and future members through membership input and management initiatives.
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Now is a great time to buy that new car you’ve been wanting. New car rates as low as 4.25% for 5 years or 5.25% for 7 years for loans with automatic payments.

Give us a call if you want more information.

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